Mortgages

Whether you are looking to buy a new home, refinance your current mortgage or simply looking to access the value in your home, we have a variety of mortgage options to meet all of your needs. We offer some of the area’s most competitive rates and our qualified lending professionals will work with you directly to ensure your specific home financing goals are achieved.

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Adjustable Rate Mortgages

Fixed Rate Mortgages

Our fixed rate mortgages are ideal for home buyers looking for the same monthly payment throughout the life of the loan.

Avon First Time Homebuyer Mortgage

Adjustable Rate Mortgages

Our adjustable rate mortgages offer great rates with the flexibility you need for the future. These products are ideal for the customer who understands what they need in a mortgage.

Avon Mortgage First Time Homebuyer

First Time Homebuyers Program

Our competitive first-time home buyers program offers affordable financing for buyers looking to purchase in Norfolk, Plymouth, Bristol, Barnstable, Suffolk and Essex Counties. Qualified applicants receive a 1/8% discount on our standard 5/1 adjustable rate and are not required to obtain mortgage insurance with as little as 10% down. Buyers can be at ease knowing their loan will be serviced by Avon Co-operative Bank for the entire life of the loan; it will not be sold.

Mass Housing

MassHousing Mortgage

Avon Co-operative Bank is an approved lender of the Massachusetts Housing Finance Agency. Through this partnership, we can offer sound, affordable financing programs for low- and moderate-income homebuyers. In addition, the programs feature low down-payment options and fixed rate financing. Also, for those requiring mortgage insurance, Mass Housing offers coverage that has mortgage payment protection covering borrowers in the event they become unemployed.

Access to these programs is based on specific income limits set for the city/town in which you wish to purchase a home. To find out more about the programs we participate in, please contact our loan department at 508.586.1355 or inquire at mortgages@avoncoopbank.com.

Visit the Mass Housing Web site

Avon Home Equity Loans

Home Equity Loans

Looking to borrow a specific amount with a fixed monthly payment? Look no further. Our Fixed Rate Home Equity Loan allows you to secure a fixed rate loan using the equity in your home. Qualified borrowers can borrow as little as $5,000 or up to a maximum of $200,000.

Avon Home Equity Line

Home Equity Lines

Want financing availability simply by writing a check? No problem. With a Home Equity Line of Credit, you can access a pre-approved amount by writing a check or making a withdrawal. Your monthly payment is based on an adjustable rate that applies only to the funds you have used. Qualified borrowers can borrow as little as $5,000 or up to a maximum of $200,000.

Want to get started? Contact us by calling (508) 586-1355, emailing us at info@avoncoopbank.com, or stop by!

NMLS Registered Loan Originators
The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) mandates nationwide a licensing and registration system called the Nationwide Mortgage Licensing System and Registry (NMLS). Those associates who originate residential mortgage loans are required to register with the NMLS. Once registered, they are provided with a unique identifier number. For more information about the use of the mortgage loan originator (MLO) identifier numbers and the NMLS, visit nmlsconsumeraccess.org.
The following list contains Mortgage Loan Originator (MLO) identifier numbers for Avon Cooperative Bank and its employees.
Avon Cooperative Bank NMLS # 410610
Joyce M. Holbrook NMLS # 627345
Kelly M. Howard NMLS # 422877
Erin K. Maguire NMLS#1432447
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